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To be quite honest, I've not made a single bit of effort in making a will, nor have I decided on life insurance nor have I made any arrangements to heirs or anything else. My family is beyond trusting, to me, so that is entirely out the window regarding them. And another thing is that my 'retirement' plan is a plan of permanence at my own discretion, so the thought of making a will or having life insurance is on the bottom of a priority list.
My main concerns when I decide my time is up, is where I'm going to be and how much I want to leave behind and for whom. That's pretty much it.
There are no friends or a cause you believe in to leave things to?
Power of attorney is one of my big trouble areas. I don't know if I'd want to thrust that responsibility on anyone, and with a meh family and just a handful of good friends, I didn't have many options.