this post was submitted on 03 Nov 2024
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    New Debit Card (sh.itjust.works)
    submitted 1 week ago by rootww@sh.itjust.works to c/linuxmemes@lemmy.world
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    [–] dependencyinjection@discuss.tchncs.de 1 points 1 week ago* (last edited 1 week ago)

    I just replied this to the parent comment.

    Furthermore even if a card is skimmed these days, at least in the UK, it’s still unlikely transactions would be processed online.

    That’s because it’s become so commonplace now for transactions to pop-up in the banks app on the owners phone and they must confirm the transaction and / or receive a code via SMS. Some just use SMS as a means to confirm a transaction.

    I guess one vector for attack still remains and that is SIM swapping, but even that is more difficult these days due to widespread awareness from carriers.