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Steam games will now need to fully disclose kernel-level anti-cheat on store pages
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I do everything important like banking etc on a separate device that isn't my gaming PC. This has been quite liberating since I worry less about invasive anti-cheat, drm etc. I realize not everyone wants to do this but it's been a nice compromise.
That's one way to do it, but I worry less about those things by not supporting them with my time and money.
For me anything important is done in the browser (very rarely) and mostly on the phone.