1. Started a small mutual fund and retirement fund when I was just starting out and still in undergrad. I did not have much and was fully self sufficient. But someone came to my job and showed us how retirement plans worked and convinced me to start one. Same with a mutual fund. I never put more than $20-$40 in each because I didn’t have much but boy did that pay off.

2. I purchased a small condo in the city with some of the money I put away in #1. Just sold it recently (20 years after purchasing it; lived in it for 5 years, rented it out for a profit for 15 years). I made a lot of money off that sale. More money than I’ve ever seen at once.

3. My spouse and I have always lived below our means. Now we’re not frugal - we go out for nice dinners, travel, have kids. We also have good jobs. But, when we purchased a house we could have afforded to get one that was $600k and instead opted for a smaller townhome in a nice neighborhood for almost half the price. Living this way has paid off more than I could have ever imagined. Both of us don’t have to work. We travel whenever we want. We could technically both stop working in our 40s/50s and probably be fine. It’s a feeling of freedom. We’ve never over-extended ourselves. When our colleagues and friends were buying expensive homes and expensive cars and extending themselves, we just didn’t do that.

Memmy has more customization options and I've found it to work a bit better than WefWef. For me, WefWef has been very sporadic in its functionality, with it sometimes just generating errors and requiring me to refresh.

I can't imagine not using a password manager. I am a long-time user of 1Password and have been very happy with the service and apps. I recommend it to everyone. Worth every penny and then some IMO.

Here’s my hope as a 40-something who came of age when the internet was just taking off.

I REALLY HOPE this is the push we need to move away from corporate-owned social media. I have high hopes for federated platforms and forums that are much more like what the internet was when it started (but better because now we have mobile devices).

I realize a lot of people see social media as being some evil thing, but we also fail to realize how much good it has done. Marginalized communities have come together online and formed real movements. People living with health conditions have been connected to one another for support and also life-changing resources and care. People who were isolated because of disability found communities.

I would like to see old-fashioned blogs and RSS make a comeback. I’d like to see forums and federated sites like Lemmy take off. I’d like to see social media sites that have been given way too much weight in society collapse. I don’t think government or reputable media outlets should ever be using a corporate for-profit entity as a means for distributing information.

Yes these are exactly the kinds of communities I’m hoping will get replicated on Lemmy.

Health-related communities, particularly those for specific medical conditions. Those are the communities that really become a lifeline for people, help them through diagnoses or just difficult times, and can serve as an excellent resource. I was active on r/diabetes_t1 on Reddit and am trying to get a community started here on Lenny.world (!T1diabetes).

I use Reeder and like it. I also have Reader by Readwise and tried to use the RSS feature in that, but it didn’t work as well as Reeder last I tried it.

I don’t recall the specifics of the one article I read about this, but yes, I think being able to declare bankruptcy gives an out for at least some of the debt. I believe there was also some way that doing so protected Tesla but can’t recall exactly how that worked.

This just doesn’t seem like a “he’s just bad at running a company” situation. A company of Twitter’s age and maturity could have run itself for quite some time if Elon just let it continue on. He’s doing this intentionally for some self-serving reason.

That’s exactly why. He didn’t want to go through with JT and I think devaluing the company might be a way for him to get out of it via bankruptcy. I remember reading that somewhere and thought it made the most sense. He’s a dude with a lot of money (at least on paper) and I’m sure he has people with a decent amount of financial acumen advising him what to do or at least trying to steer him in the right direction. I don’t think it’s any 6D chess or anything, just finance and tech bros playing finance and tech bro games.

IIRC, causing its value to plummet is the easiest way for him to get out of this whole fiasco via bankruptcy (remember, he was basically forced into buying it). He played a stupid game and won a stupid prize and now he’s desperately trying to find a way out.

This only makes sense when you understand that he’s intentionally trying to destroy Twitter.

Depends on the app you’re using but usually you just click on the hashtag of interest and then click on the + button or something similar in the upper right corner of the screen. That’s how you do it in both Mona and Ivory.