Not at all - re-read the last one.
Not having to pay for Healthcare Insurance means it's significantly cheaper for a person to do personal life projects that take months or years with little or no income, like getting further education or starting your own company, because your savings (or income from part time work) mainly have to cover housing and food, not Healthcare Insurance (which is almost as costly as housing, more so for people with pre-existing conditions)
It's easier to change your career and even your life in general when you don't have that extra cost of Health Insurance (and hence have a longer "runway" for your new situation to take off and become self-sustainable, as your money will stretch more).
THIS is the peer review process.