homeassistant

If you have a college or university near you, search online to see if they have a property disposition department.

I just got an HP Z2 SFF from my local university for $182. It has a Core i7-8700, 16 GB of RAM, and a 512GB NVME SSD.

It's not the route I've gone, but lots of people seem to be having success with retired small form factor business machines. Getting a good deal on used business stuff seems to be the key, ideally locally, where they just want to get rid of it compared to ebay. A low-end Intel from 4 years ago is annoyingly good computation per watt.

Also, take your power bill and calculate the cost of a watt for a year. Remember that number for all future purchases. Where I live, it's around $1.50/watt-year. A 60-watt always-on computer gets pricy quickly.

TL;DR: do you actually need to change?

Some applications (ie databases) will keep as much data in RAM as they can, just for speed...

So, have you got to 80% gradually as you've been adding functionality, or has it always been there?

I run proxmox so I have a VM dedicate to HA OS with frequent backups. This allows me to also run a number of other things without worrying about inadvertently messing up my HA install