this post was submitted on 08 Aug 2023
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Like you say avoiding liability is in everyone's interest. In a utopian libertarian society maybe an inspector someone you'd want to pay electively like an engineer.
Someone who could coordinate consultations with surrounding properties and engage others who are experts with say surface water etc.
The other option might be your insurance company would require inspection for you to receive coverage.. In the event of say an HVAC electrical fire. Then the cost is certifying the build is covered by a private company instead of being a state operated service which is free from the pressures of competition. Also then delays in permitting could also incur liability :)
In reality if permitting is quick, affordable and isn't weilded like a political weapon Im mostly fine with it. The federal government is using it to pretty much shut down oil and gas development in Canada. Municipal permitting is partly why we have a massive housing crisis.
Houses are largely built by shell companies that exist to build the neighborhood then dissolve. When the house fails in 5 years there's nobody to sue for damages.
So instead we require developers to permit and build shit right before we allow the houses to be occupied. The streets have to be built right, the increased impervious cover has to be accounted for to prevent flooding of the next property over, and inspections have to be performed.
Then, we make them pay a maintenance bond and the City takes over maintenance of the road, using the bond to pay for repairs in the first 10 years. If they build them right, the bonds don't get used, and we give the money back.
But to get the money back they have to keep the company alive, so there's someone to sue.
And the permit to build a house is about $3,500 here. I ran the numbers for our budget cycle, and we actually lose money on single family houses. We make it up some with commercial buildings, but overall our department loses money, and people building houses are being subsidized by the existing tax payers while bitching about the fees.