this post was submitted on 09 Dec 2024
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Privacy
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Oh, the banks and regulators are to blame. Especially in Europe.
Find me a PSD2 bank bank that doesn't require a phone number
In this case, thanks to regulation, it seems GrapheneOS team is talking with European Commission about this problem with Play Integrity API https://fosstodon.org/@GrapheneOS@grapheneos.social/113623767380032309 and the only hope is a movement of the regulator against this policy of Google.
So the Play Integrity API is literally why I moved to iOS. My bank apps didn't work with Lineage and the stock OnePlus ROM just sucked ass after the ColorOS or whatever update. I figured I might as well go iOS if I can't have a custom ROM anyway, and so far it has indeed been a much nicer experience than stock Android. If you can't TRULY customize everything, might as well at least get stability and consistency out of it, right? Plus at the time, there wasn't a single Android OEM out there with truly long OS update support.
Anyway, if this succeeds and custom ROMs are considered to have sound integrity, I might just move back to Android. Graphene seems cool, I haven't tried it yet because I've never owned a Pixel.
How would iOS be better? There is no blob-free, secure version on their devices at all. Right?
It's not for privacy. But without access to custom ROMs, Android is shit.
Sure, but the ROMs is what makes Android a more secure platform
Sure, but my point was if you can't even use ROMs because then you lose access to your bank (and now McD apparently), there's much less reason to use Android - certainly was so 2.5 years ago when they were mostly all promising 2-3 years of support for flagship devices and Apple had a track record of 6-7 years.
Nah, you dont need MacDonalds and you dont need shitty banks that require apps.
Apple has a terrible security record lol
How do I send people money without a bank? Okay maybe Wise but as you pointed out in the other thread, that money might not be insured. Also, iPhones are harder to unlock from before first unlock than many stock Androids.
I'm saying use another bank that doesn't block security hardened phones. Or one that doesn't require a phone at all.
More than half of the world sends money without bank accounts. How varies by region, but its usually a local company (usually mobile telecom companies) or an international remittances company, or cryptocurrencies
I personally use ATMs to send money. And if I were willing to resolve cert troubles (long story), I would've used the bank's website rather than the app.
I can't imagine using either of those solutions every day, sometimes several times per day.
I made 3 transfers yesterday, but there have been days of 10-20 transfers and I don't always have them planned, often it's pretty spontaneous when we buy used things from other people, particularly strangers.
Yeah, I transfer money not so regularly so I get why it wouldn't work for everyone. But why not use the website?
Website requires login every time, apps for most banks here have biometrics for transfers under a certain limit or people you send money to often.