this post was submitted on 02 Dec 2024
52 points (100.0% liked)
Asklemmy
44149 readers
1362 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
So I don’t want to advertise an expensive product but the only thing that helped me finally save money and stop worrying about unexpected costs was You Need A Budget (YNAB). The concept is you put every single cent into categories like groceries, subscriptions, rent, put some aside for car insurance, saving for a new TV, and so on. And you also add every current, future and recurring transaction and connect it to the categories. Once you have this running for a few months it becomes second nature and you will not only be saving lots of money but also be ready for everything.
It has a learning curve but it’s worth it. There is a free alternative called Actual Budget, but you have to host it yourself and the UI is not great.