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Should I start paying my student loans again? (lemm.ee)

submitted 3 weeks ago* (last edited 3 weeks ago) by JeSuisUnHombre@lemm.ee to c/asklemmy@lemmy.ml

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I, like many and hopefully some of y'all, stopped paying my student loans during Covid and never restarted paying because we're supposed to have gotten relief from this debt that should've never existed in the first place. Now we have Trump coming back which kills the possibility of debt relief. So should I start repaying so I don't get my wages garnished? Or do we think the government is going to be too inefficient to come after it?

Edit: At one point when I heard that it was the only way to get forgiveness, I moved all my debt from a third party to being a government loan. Does that change anything?

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[–] EveryMuffinIsNowEncrypted@lemmy.blahaj.zone 1 points 3 weeks ago (1 children)

That's one month, though. You seemed to be saying you could ask to get your entire debt forgiven. That ain't happening.

[–] The_Che_Banana@beehaw.org 3 points 3 weeks ago (1 children)

If you re read what I wrote, I gave several examples of different scenarios.

Scenarios that may or may not apply, scenarios that me-being a complete internet stranger, you may not want to take at full value.

But if anything, please listen to this part: be proactive, communicative, and ask what can be done. That's it.

[–] EveryMuffinIsNowEncrypted@lemmy.blahaj.zone 1 points 3 weeks ago (1 children)

I get that, but they were talking about student loan debt, not other debt.

[–] The_Che_Banana@beehaw.org 0 points 3 weeks ago (1 children)

Potato, potato Regardless, someone else responded with a great answer.

[–] EveryMuffinIsNowEncrypted@lemmy.blahaj.zone 1 points 3 weeks ago (1 children)

One's a gigantic potato, the other a tiny French fry. They are different institutions with different rules.

[–] The_Che_Banana@beehaw.org 0 points 3 weeks ago (1 children)

[–] EveryMuffinIsNowEncrypted@lemmy.blahaj.zone 1 points 2 weeks ago

Thanks, I've always aspired to that. Maybe tomorrow I'll win the Game.