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Should I start paying my student loans again? (lemm.ee)

submitted 3 weeks ago* (last edited 3 weeks ago) by JeSuisUnHombre@lemm.ee to c/asklemmy@lemmy.ml

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I, like many and hopefully some of y'all, stopped paying my student loans during Covid and never restarted paying because we're supposed to have gotten relief from this debt that should've never existed in the first place. Now we have Trump coming back which kills the possibility of debt relief. So should I start repaying so I don't get my wages garnished? Or do we think the government is going to be too inefficient to come after it?

Edit: At one point when I heard that it was the only way to get forgiveness, I moved all my debt from a third party to being a government loan. Does that change anything?

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[–] lattrommi@lemmy.ml 2 points 3 weeks ago

It didn’t happen while Biden was in the height of his presidency

It didn't?

In his first year in office I remember loans were getting partially forgiven through the public service forgiveness, (for firefighters, teachers, first responders and other civil servants) Prior to Biden, that program forgave ~7,000 loans in full or in part since it started in 2007. Overall, the current leadership has forgave some or all student loan debt for over 4 million people so far. That's pretty great I think. Hopefully they manage to help a few more of the remaining 10 million victims.