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Should I start paying my student loans again? (lemm.ee)

submitted 3 weeks ago* (last edited 3 weeks ago) by JeSuisUnHombre@lemm.ee to c/asklemmy@lemmy.ml

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I, like many and hopefully some of y'all, stopped paying my student loans during Covid and never restarted paying because we're supposed to have gotten relief from this debt that should've never existed in the first place. Now we have Trump coming back which kills the possibility of debt relief. So should I start repaying so I don't get my wages garnished? Or do we think the government is going to be too inefficient to come after it?

Edit: At one point when I heard that it was the only way to get forgiveness, I moved all my debt from a third party to being a government loan. Does that change anything?

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[–] NotBillMurray@lemmy.world 4 points 3 weeks ago (1 children)

That is a remarkably shitty argument. "Sure, I know the system is wrong and only hurts people, but it's the system! You can't just go and reform systems so they stop hurting people! Think of the investment bankers!"

We can and should change things, and part of that is helping the people who have been hurt by the system.

[–] wizardbeard@lemmy.dbzer0.com 3 points 3 weeks ago

I know you can see my other comments. That isn't what I'm saying at all.

You have to accept the reality of the system that exists, for the sake of survival in reality, before you can work on fixing it. This isn't complicated, tacit acceptance of the shit situation, or advocating for non-action.

There are many indignities in life that you will have to accept for survival's sake so that you are able to work on changing things.

Getting your wages garnished by the shitty system that exists, because you don't agree with it and therefore decided to stop paying, doesn't help anyone towards fixing it. It just makes your situation worse.