Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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Credit Card Options (sh.itjust.works)

submitted 2 weeks ago by capably8341@sh.itjust.works to c/privacy@lemmy.ml

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First, I understand that the best options are cash, gift cards, burner cards, XMR, etc. However, that isn't practical for my day to day use. My goal is minimizing how much information is collected/sold by advertisers.

I need a new physical credit card and figured I should look for one with a decent privacy policy. I'm curious if anybody has any suggestions.

The only one that I've found even decent so far is Apple's card, but I don't have an iPhone. I also know Apple is generally disliked on here.

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[–] Analog@lemmy.ml 1 points 2 weeks ago

To start one without ties to your name is more difficult, at least in my state. You’d have to have a registered agent you trust and to file articles of incorporation. Plus get an EIN.

Even with an EIN, so as far as the federal government is concerned single member LLCs are basically sole proprietorships for tax purposes.

Unsure about the effect of recent ownership laws; almost certainly bad for privacy at some level.

Regardless of all that, financial institutions won’t grant credit to entities that don’t have their own income. Normally a history of income, and income not tied to a single member LLC. Been there done that. Yes my LLC has credit cards but at their core they are tied to the financial backing that my personal credit history provided.

It is possible you could jump through all those hoops and still gain a measure of privacy. There are vastly easier ways, imho.