612
As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone 🙃
(slrpnk.net)
this post was submitted on 29 Oct 2024
612 points (93.6% liked)
Fuck Cars
9626 readers
717 users here now
A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
Rules
1. Be Civil
You may not agree on ideas, but please do not be needlessly rude or insulting to other people in this community.
2. No hate speech
Don't discriminate or disparage people on the basis of sex, gender, race, ethnicity, nationality, religion, or sexuality.
3. Don't harass people
Don't follow people you disagree with into multiple threads or into PMs to insult, disparage, or otherwise attack them. And certainly don't doxx any non-public figures.
4. Stay on topic
This community is about cars, their externalities in society, car-dependency, and solutions to these.
5. No reposts
Do not repost content that has already been posted in this community.
Moderator discretion will be used to judge reports with regard to the above rules.
Posting Guidelines
In the absence of a flair system on lemmy yet, let’s try to make it easier to scan through posts by type in here by using tags:
- [meta] for discussions/suggestions about this community itself
- [article] for news articles
- [blog] for any blog-style content
- [video] for video resources
- [academic] for academic studies and sources
- [discussion] for text post questions, rants, and/or discussions
- [meme] for memes
- [image] for any non-meme images
- [misc] for anything that doesn’t fall cleanly into any of the other categories
Recommended communities:
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Dave Ramsey is a hack.
broken clock tho
That's...the point of the saying.
Time is continuous, not discrete
Well most clocks are not continuous though.
Yeah but what if the clock is broken so it's like 15 minutes off all the time? Then it's never right. The right twice a day is just big idiom propaganda
If it’s always off by 15 minutes, it’s not broken, it’s misconfigured.
And if it can't be fixed?
Damn, that's a critical error. Good catch.
All you need to know about Dave Ramsey: i worked on his Jaguar XK.
Is that a particularly expensive jaguar? When I was car shopping I saw some jags for 20k or less so owning a Jag means absolutely nothing when it comes to wealth.
The trick is that it costs an absolute fortune to maintain them, that's why they're cheap used. I believe there Is a saying that goes something like "the only car more expensive than a luxury car is a used luxury car"
He's right for most people first beginning to improve their financial health. He has probably gotten more people out of debt than any other 'guru'. If that's a hack, so be it, it works.
He once fired a pregnant employee because she wasn't married and therefore must have had premarital sex. They've fired 9 people for pre marital sex. Wacky
Is he the idiot who demands you only pay for things in cash and store it in labeled envelopes?
Doesn’t that 1950s(?idk) advice kinda work for some people?
“Demands” though that’s odd
Nah he’s alright. There is no nuance in his advice but for the majority of his listeners that’s probably a good thing.
Yeah he has some shit personally takes and I hate the way he runs his company. He does give pretty decent financial advice though
No he doesn’t.
I can give better advice in a similarly easy to consume manner, applicable to most.
Invest in a low cost target date fund. Look at Vanguard target date funds for examples and pick a year close to your expected retirement date.
Pay your highest interest debt before lower.
Both of these pieces of advice make you more money than doing what Ramsay says and are equally easy to understand.
Yes, but do people do it? No.
Do people actually do what Ramsey suggests, even if it isn't mathematically perfect? Yes.
You're under estimating the human factor.
Dave Ramsey has excellent financial advice for a certain type of person. I bet 90% of people reading this need Dave Ramsey style advice.