this post was submitted on 18 Jul 2023
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Yeah...if more apps were web based or have web counter parts for mobile it would help.
In my case my main bank works exactly the same through the app than the browser mobile version, all can be done from either. That said I do not expect to be the same for all banks.
But yeah I would still have the issue with WhatsApp, if they had a web client like the telegram one it could work aswell. Although as other pointed out you might get away with some kind of bridge.
Main issue is that the two-factor authenticator app is usually only available for Android/iOS (some are still supporting SMS, but they are trying to phase that out)
Their web app now actually works almost stand-alone. And as projects like yowsup have shown, it's also possible to create your own stand-alone WhatsApp client (it's only a matter of doing the work).
Oh yeah... My main bank still uses SMS. But yeah on of my secondary banks has an app notification two factor thingy... But the SMS is still there as fall back. But true that if they end up removing that it could be a problem yes.
And good to know about the WhatsApp thing thanks for sharing.