this post was submitted on 23 Feb 2024
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In Utah County the cheapest "House" for sale is 600 square feet, 2 bed, 1 bath, at $300k.

So at current interest rate it would be $1,800 a month mortgage(assuming you put the 60k down payment! A decent amount more if you do 3% down.)

The cheapest condo/town in utah valley is 205k, 1,100 square feet, on a 400 square foot lot. But due to a $500 HOA fee the monthly cost is still 1,700 a month (assuming 20% down).

With 3.5% down they'd both be closer to 2.1k +PIMI.

So yeah, how is where you live doing?

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[–] octobob@lemmy.ml 11 points 8 months ago* (last edited 8 months ago) (3 children)
[–] krash@lemmy.ml 5 points 8 months ago

"EXPLORE the UNTAPPED POTENTIAL", I love the agents unyielding optimism.

[–] Sylver@lemmy.world 3 points 8 months ago* (last edited 8 months ago) (1 children)

Does that count though? If it isn’t even legal to live in yet, I think we should add rebuilding costs to be accurate. I could afford that $10,000 with help from the bank, but wouldn’t have the first idea how much it would cost me to make it livable. Can you still get a mortgage or house loans on materials to rebuild?

[–] octobob@lemmy.ml 1 points 8 months ago

The OP said "house". Interpret that however you'd like I guess. If you bought this place for $10k in cash, I don't know who exactly would stop you from clearing out a room and living in it while working on it.

You can get a loan for just about anything from the bank. You don't even have to be very specific about what you're using it for. All they care about is credit history, what interest rates they're giving you, length of loan, blahblahblah

[–] bobbyfiend@lemmy.ml 1 points 8 months ago (1 children)

Holy shit. How does that have a positive value? Still, Pittsburgh... hm...

[–] octobob@lemmy.ml 2 points 8 months ago

Hyup. I was born and raised here, and love the city to death.

Wilkinsburg is a bit of a strange part of town. It's one of a few neighborhoods that have resisted annexation for a century plus. Just look at a map of Pittsburgh and you'll see big empty holes (literally mount Oliver is completely surrounded by the city). This results in some weird circumstances, wilkinsburg has really high taxes, shit schools, and is one of the rougher parts of town.

On the other hand, I love where I'm at in the city, I got a beautiful 1800 sq ft 4BR home built in 1890 along the river. I can see the water from my front stoop. $160k, and I have a few roommates. Currently slowly renovating the place.

It is a bit ironic opening Instagram or something and seeing posts like "omg! Pittsburgh is so affordable, my rent is under $2k!!!" For those shitty "luxury" apartments going in all over the country. Meanwhile, my mortgage is $830 because I bought during covid.

I feel the creep and know the city isn't gonna be affordable forever. Wages are still a bit shit around here.