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That's setting aside $33,333/yr
That's not easy for most people
Have you tried to have your parents buy you a house when you were 18 ? Many people forget to do this simple step. /s
Funny enough I actually did get parental help to buy a house a couple years back. Just a bit extra on our down payment to ensure we got this house rather than 3 more months of hunting for a good deal, but help is help
And even with an expensive Californian house added to my net worth I'm not even halfway to a millionaire and wouldn't be able to save money to get there like was suggested. A million dollars is a fuck load
Haaa, but you missed out on the most important point, you need your parent to get you a house as soon as you stop living in theirs, that way you never pay rent, by the time you are 30 you would have saved 12 YEARS of rent, so probably enough to invest, create a business, buy houses to rent to other people (or whatever else rich people do to steal money from the workers).
Silly me, they only bought me a mansion. Guess I missed the boat if I'm past 18 now huh?
yes, too late, I'm sorry I should have mansioned it.
I mean, that would be considering there is no interest at all. Yes if you would put it under a mattress, sure. If you would put it in s&p for instance, even on the low end you'd be getting about 6%. At that interest compounded monthly, you'd be able to be a millionaire at about $1000 a month, or $12000 a year. Still a buttload, but not unfeasible for dual earners without children, depending on where you're located and in what industry of course.
If it takes two people bringing money together to have a million, they are not millionnaires unless they can find another million.
Check the couch.
73 cents, 7 lighters, and a ton of cat toys. That like halfway there, right?
It is between retirement savings and a. Net worth includes a home, that crazy expensive half million dollar house is going to seem cheap 30 years from now and is likely going to be a million dollars on it's own.
If you were saving it. Actually you would be investing it so no need to actually save up 1 million. 30 years is on the optimistic side though. The more common problem seem to be low wages, as those leave nothing to be safed (for 30+ years) at the end of the month.
Those are the numbers of you're not investing your savings. You can use an investment calculator to see what it is if you're investing it, with an assumption of average returns. Non trivial to get a million dollars in 30 years, but way less than $33k.