So all you have to do is go to your own auction and bid the car well above its value. Once you owe yourself more than you owe the car company, you can file a title 27i to legally remove 50% of your name and transfer that value from the worth of your name contract to settle all remaining debt.

Then you can walk away with the car, and usually, your legal name gets cooler anyway. I used to be JEFFERY POUTINE but now I'm just JEF POUT. It even fits on a standard 7 digit international non-commercial traveling placard!