this post was submitted on 04 Jul 2023
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Mildly Infuriating

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Maybe I shouldn’t be as pissed as I am but, for me, I like using my Apple card for autopay because I get 3% back with T-Mobile charges. What I like to do is use my CCs to max my rewards / cash back and then pay off my card each month.

Maybe I'm overreacting, but I’m not happy about this. Of course I don’t want to pay an additional $40 a month on my phone bill so yes, I’m switching autopay to a Privacy card, but F—, man.

Okay, I’m done lol

Edit 6/6/1023: So I made a new virtual card but when I add it to my T-Mobile account the site adds it and says it’s not supported for the discount. They’re going to force me to enter a physical debit card or bank account or pay an additional $40/month.

T-Mobile really has been sucking with their service strength in NY. But they’re doing very well at driving me crazy.

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[–] TauZero@mander.xyz 1 points 1 year ago

I hate it too, but at least it's fair. The CC companies have squeezed everyone by raising their percentage fees ridiculously high to 3-5% for doing nothing but moving a number from one database row to another, and then bribing us the consumers by giving us 1% of our own money as cashback. The phone companies have calculated how much it costs them in CC fees to support CC payments, and they are giving us the choice to pay them that or switch to a cheaper payment method. Granted, $40 is probably still way more than their actual fees, but if you are choosing to pay that anyway, then your preferred payment method is worth at least that much to you. I am paying $10/month to my service provider for the "privilege" to not use autopay.