this post was submitted on 16 Oct 2023
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And yet what can we do when there's practically a duopoly? We can't hardly choose a credit card from our bank and choose Visa or MasterCard. It's "you get a card and here's what you get"
We need Congress to pass legislation that creates an open standard. The issue could be forced by passing legislation at the state level, too. That may be difficult though, as interstate commerce clause might come into play. But states where citizens can get initiatives on the ballot would be one way to start the fire.
We already have a open standard for payments in india in form of UPI. Just scan the qr code and the money will be transferred directly from one bank account to another.
I use cash for most ( <$20 ) daily purchases.
It's a small thing, but it's one of the few things I can do to push back a tiny bit.
It's a good suggestion. It's even better for smaller businesses