this post was submitted on 25 Jul 2023
1726 points (98.1% liked)
Memes
45746 readers
1494 users here now
Rules:
- Be civil and nice.
- Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Yes, US banks.
Banks in europe are much more up to date with tech.
They have APIs to sink transactions with external providers like nordigen API.
They have 2FA that is linked to your national identity card which is chipped
Nationally used apps that are universal 2FA linked to national IDs that banks, medical, and government services all tap into
Everything is contactless payment nowadays, the US just recently started contactless cards
Inter-bank transfers without external apps like venmo
There are MANY problems with EU people getting their banks to work on a rooted phone.
They will absolutely implement DRM if someone sells the bullshit to them under the illusion of "safety."
Hell, the US had handwritten "vaccine cards" for covid while European nations even had open source user spinoffs on nationally funded apps linked to national IDs to manage COVID vaccination and testing passes.