this post was submitted on 26 Jun 2023
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There was a study done on this kind of mentality. Researches invited pairs of players and before each game flipped a coin to designate one player rich and the other poor. The rich player was then given more money and an easier set of rules. At the end of the game they interviewed the player that inevitably won, and in all cases the players reported that they won because of key decisions they made while playing. Not one mentioned they got lucky with the coin flip.
Summary and interview with a researcher: https://www.marketplace.org/2021/01/19/why-rich-people-tend-think-they-deserve-their-money/amp/
Study (pdf): https://studenttheses.universiteitleiden.nl/access/item%3A2661526/view
I'm surprised this isn't a named sort of cognitive bias. I think there's a related thing where we humans tend to cite external causes outside our control when we are unfortunate or make mistakes, and we tend to cite our own virtues when we are fortunate and successful.
I think this would be considered Self-serving bias.