this post was submitted on 17 Sep 2023
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Be aware that 8Gb version of 3060 is practically a different card. Think of it as 3050Ti or smth.
If you care only about games, you probably want to look at 6600xt (8Gb), 6700 (10Gb) and 6700xt (12Gb), as those offer better value than 3060, or any Nvidia card from those classes for that matter.
Also Intel A750 and A770 are an option, although you'll have to tinker a lot more with those.
Also, since you're budgeting your housing, you could also budget (as in save now, buy outright later) the GPU. It shouldn't be impacting your finances much if you do that.