if you have one for any longer than a year or two after moving from your rental property to your current home, yeah that's parasitic. if you don't need it sell it and give someone a chance to buy instead of rent.
this post was submitted on 09 Dec 2024
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Lots of perfectly nice, pleasant, and moral people do jobs that make the world a worst place because of the circumstances they find themselves in. I would separate out how you treat and judge people, from the problematic systems that they might operate in.
But unless your aunt is only charging them what it costs her to operate the buildings + a reasonable hourly wage for the actual time she spends on the house every year, then yeah it's immoral.
If she puts in 10 hours a month and charges rent that is equal to her costs (not the property / mortgage costs, but just the ongoing operating and maintenance costs) + 120hrs of her time per year x ~$25/hr (or whatever wage is livable in your area) then it's fair, but realistically, assuming $6000 of property taxes, that would mean she would be charging ~$800 / month for that town home, and I'm guessing she's charging a lot more. In effect, that means that she is making renters pay for her mortgages while she's not working, and at the end of the day she will end up a multimillionaire off of her tenants' hard work.
On top of the fact that there are undoubtedly renters who would want to buy those townhomes but can't afford to only because landlords have bought up a limited supply and driven up prices.
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I think it depends. If your mortgage payment is $1000 and you're renting the space for $500 then you and your tenant are both sharing the financial burden, and I don't really see it as parasitism like lots of other people.
If you're renting for $1,200 then yeah everyone is going to hate you, no matter how few tenants you have. Even more so if that's your only source of income. Why should someone else be living your paycheck to your paycheck?