Who cares if I only pay 10€ a month but can access 80 million songs. Back then 10€ bought you 75% of an album and you were forced to listen to it until you started hating it.

You listen what they propose

First of this is not necessary a bad thing. The algorithm can propose music you like not music that's popular. You have to train it by making your own choices which - SUPRISE - is also what we did back than. People were influenced by MTV but at the end it was your decision what you listen to just like these days. You literally only have to enter the name of any album into the search bar. Back then the retailer did the preselection for you and only put CDs on display that would sell.

What happens when you favorite band gets removed from their library

Rarely happens because these days when you as an artist are not on the streaming services you might as well not exist at all.

The way you access music just isn't comfortable to most people including me.