No Stupid Questions
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
view the rest of the comments
Do they offer a Health Savings Account? These high deductible plans should normally be paired with an HSA, and together they make a more reasonable choice.
I’ve actually been wanting to switch because I think I would save money. I have a more traditional plan right now and it’s very expensive but covers my family for most things, with a minor copay. For the same cost to me, I could get both a high deductible insurance plan and fund an HSA sufficiently to cover that high deductible. In years we use it all, it break even. However if we don’t use the full HSA, it builds toward future costs
This is wild, in the UK, if you were in an accident and needed years of surgeries, it will always be free. The cost of parking to visit the hospital will be the most expensive thing anyone ever gets billed for, and that will be around 10 dollars a day. We do pay income tax, but lower income earners pay less or none. Theres also sales taxes, and things like sugar, alcohol and nicotine are taxed quite highly as they can contribute to health problems. But it's all well worth it to never worry about medical costs. https://www.gov.uk/income-tax-rates https://www.gov.uk/government/news/sugar-tax-revenue-helps-tackle-childhood-obesity https://www.gov.uk/tax-on-shopping/alcohol-tobacco
HSAs are actually pretty good if you don't use healthcare. They allow you to invest $4K tax-free per year per person. You can use them for any medical expenses, including condoms, dental care, glasses, nasal spray, tampons, acne medicine, masks, sanitizer, mental health care, in-home caregiver services, and long term care. You are definitely going to use the money eventually, and you can invest it tax-free.
https://www.goodrx.com/insurance/fsa-hsa/hsa-eligible-expenses
For any people from the UK, "dental care" means a special doctor just for teeth. Yes, that's a thing.
In the UK you can invest £20,000 (25,000 USD) per year into a fully tax free ISA savings account. You can spend it on anything you chose at any time, and you will never need to spend any of it on healthcare against your will. https://www.gov.uk/individual-savings-accounts/how-isas-work
Dental care is free in the UK for under 18s, people who are pregnant or given birth in the last 12 months, or people on low income. https://www.nhs.uk/nhs-services/dentists/who-is-entitled-to-free-nhs-dental-treatment-in-england/
Also if you were to unfortunately become disabled and are unable to work, you will be supported fully for the rest of your life. These benefits are not based on previous taxes paid like in the US. https://www.gov.uk/financial-help-disabled https://www.gov.uk/pip/how-much-youll-get